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Tampa Branch

At Land Home Financial Tampa, we absolutely love to help people realize their home dreams. Offices of Tommy Gainer and team are single-focused on accomplishing what is required to get every person approved and into their new home.

Part of our story lies within the hearts of those benefitting from our dedication to their lives, from the day they decide to start looking for a home to the moment they take the keys to their new place! Life is a journey and goes by fast – it’s meant to be enjoyed and lived to the fullest every moment of breath.

Allow us to be part of your story – hear from others below that have experienced the difference in a true Direct Community Lender. We look forward to hearing your story…


“Everyone was so nice and very helpful. They communicated well with us on our mortgage consultation will definitely recommend the company thank you for all you’ve done.”

β€” Lori


“First of all, the home mortgage process has been streamlined so its so much faster and efficient. Second, Tommy Gainer and Ricky Sowers are always accessible. They answer all my questions and concerns quickly and they always make the best with what they are working with. Becky, Beth and Mary take over eventually and they work quickly and effectively as well; they are great communicators too. This is my second time using their services and I would definitely utilize their services in the future again!”

β€” Fredricka


“Russ is such a pleasure to work with! Not only is his knowledge and experience in home loans highly impressive expanding for over two decades, he also took the time to keep in touch with me frequently to check in and to update me on what was happening. My refinance was rather a unique experience but with his guidance it made the experience much more tolerable. He was always available to answer all my questions and had an amazing team. Just a great guy all around, I would highly recommend him to anyone buying/refinance a home!! THANKS RUSS πŸ‘”

β€” Vance C.


“Russ is an extremely knowledgeable loan counselor. The previous person we dealt with forgot to mention crucial information that ended up costing us more. Russ told us the information we needed before we told him about the previous mistakes. He explained all of the options we had and never pressured us to go with one option over another. His friendliness, patience, and constant communication made him a great person to work with. He was always available to answer questions via email, text, or call.”

β€” Bonaparte


“I can only strongly recommend Russ. After having several unsuccessful attempts at our home loan consultation by other well known banks, Russ was able to pull it all together. He is a great communicator, very responsive, explains the process very well. He finds solutions for complex cases and gives great support. It was a true pleasure to work with him. Thanks Russ (and team).”

β€” Johanna


“The mortgage loan process was frustrating due to the volume of information required and the intrusive nature of complete strangers knowing my personal financial situation. However, Adam and his team were relentless in plowing through the challenges we faced toward approval. He and his team were professional. I am sure another lender would not have worked so hard and been as honest.”

β€” Clayton


“We did our mortgage deal remotely from CT and it could have been a real problem given the complexity. However, everyone was knowledgeable, helpful and really worked to make sure everything went perfectly. We really appreciate all the help making our Florida home-ownership dream come true.”

β€” Peter


“Adam and his team did a fabulous job on our home loan! I got updated throughout the whole process and couldn’t ask for a more smooth transaction. My thanks to everyone!”

β€” Kimberly


“Adam was really great to work with on our home mortgage! I will be referring everyone looking for a new home to go through Adam Mervine for the best service around!”

β€” Paul


“What a blessing it was to meet Tommy when we needed a great loan expert. Our lender at the time had told us that we could not qualify for anything other than a VA refinance loan, but the terms were not acceptable to us. Tommy showed us almost immediately that we could refinance, get all of our bills paid off, and have extra cash. He was there with us from the start to the finish. He was very thorough and efficient, as were those who work with him. We would not hesitate to use Land & Home again.”

β€” Jon