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Tampa Branch

At Land Home Financial Tampa, we absolutely love to help people realize their home dreams. Offices of Tommy Gainer and team are single-focused on accomplishing what is required to get every person approved and into their new home.

Part of our story lies within the hearts of those benefitting from our dedication to their lives, from the day they decide to start looking for a home to the moment they take the keys to their new place! Life is a journey and goes by fast – it’s meant to be enjoyed and lived to the fullest every moment of breath.

Allow us to be part of your story – hear from others below that have experienced the difference in a true Direct Community Lender. We look forward to hearing your story…


“Highly recommend! Tommy Gainer and his team created an amazing experience for me as a first time home buyer! They are trustworthy and hard working and I can not thank them enough for everything they have done for me!”

— Cameron McCabe


Marissa Mitchell

“Moments like the one captured in this photo are what really make me (Ricky Sowers) love what I do. This young lady started with another lender and just as she was getting to the finish line the deal blew up on her and she lost the house. She and her daughter were devastated and heartbroken to say the least. Then her agent referred her over to us and we were able to get it done!!! Now Marissa and her daughter can begin to start their next chapter in their new home!!!”

— Marissa Mitchell


Ricky Sowers with Land Home Financial Services is always willing to go above and beyond for his home loan clients. In a day and age where a moral compass seems to be non-existent, Ricky trumps most and exudes ethical excellence! JOB WELL DONE, RICKY!”

— Ashley W.


“Adam Mervine was very helpful. Whenever I had a question, he got back to me right away. I highly recommend Land Home Financial for their affordable mortgage consultation.”

— Tibor


“Adam communicated frequently and explained the home loan process in an easily understandable way. Adam made us feel at ease and comfortable. Thumbs up for an excellent job!”

— Michael D.


“Adam, a loan adviser with LHFS, guided us through the home loan process with stellar communications and assistance. I highly recommend Adam and the team for your loan needs.”

— Jeff C.


“I’ve worked with Tommy Gainer as a Realtor over the years. I recently got to experience his service as a customer and it was equally as successful! His team has great communication and follow through on their mortgage process from start to finish. Land Home Financial Services gets the job done!”

— Lisa H.


“Great staff. Everyone is very knowledgeable and responsive. When home loan questions arose, they were quick to respond. Ricky was my main point of contact and VERY HELPFUL every step of the way. I worked with Ricky for both the original fiance process and my refinance. The entire process went smoothly each time with all the help and hard work from Ricky and his team. I would definitely recommend LHFS and will continue to work with them in the future.”

— Nicholas K.


“Adam made mortgage consulting very simple and kept us informed along the way without us having to ask what’s next. Thank you!!!”

— Brady


Russ is extremely diligent in his work and I greatly appreciated his prompt responses and the overall high quality work he does. He provided options that suited my current situation.  I can’t even describe how satisfied I am with my first home buying experience. Thank you Russ!”

— Danielle B.